2025 Year End Planning Checklist
Financial PlanningYou're ready for 2025 to be last year, right? Before you launch into a bigger, brighter 2026, don't forget to do a last-minute check of your finances to tie up any loose ends: 
Review your taxable investment accounts
Are there any capital gains or losses it makes sense to take before the end of the year? Remember trades have to settle by December 31 so leave yourself enough time.
Make charitable contributions by December 31
If you're contributing by credit card, you have until New Year's Eve to get it done! If you want to donate appreciated stock, there's a process, so get started now.
Use the funds in your Flexible Spending Account (FSA) so you don't lose them
The max you can carry over in your healthcare FSA to next year is $660.
Max your HSA if you have one
You can contribute up to $8,550 for family coverage and $4,300 for individual coverage - plus an additional $1,000 if you're 55 and older and not covered by Medicare.