How the Live-In-Then-Rent Strategy Actually Builds Wealth | Real Life Planning Podcast Episode 79
Real Estate CoachingIn Episode 79 of the Real Life Planning Podcast, Vekevia Tillman-Jones, CFP®, MBA, breaks down the live-in-then-rent strategy — a powerful method for first-time buyers to build equity, reduce housing costs, and launch a real estate portfolio without a massive down payment. Whether you're curious about house hacking or long-term rentals, this episode offers a clear and actionable blueprint to start building wealth from day one.
"Paying your mortgage isn’t just a bill—it’s a transfer into your net worth." — Vekevia Tillman-Jones
This week on Real Life Planning Podcast:
| 💡 | What is the live-in-then-rent strategy and why is it so effective? [00:00:11] |
| 💡 | How can house hacking save you $12K–$22K a year in living costs? [00:02:04] |
| 💡 | What are the actual numbers behind equity, appreciation, and out-of-pocket costs? [00:03:16] |
| 💡 | How does turning your first home into a rental supercharge your wealth building? [00:05:02] |
| 💡 | 💡Why is this strategy ideal for first-time buyers? [00:06:13] |
Takeaway Quotes:
"Renting out just one room can save you $12,000 a year—and still grow your wealth behind the scenes." –Vekevia Tillman-Jones
"Even if you don’t house hack, your mortgage is quietly building wealth for you through equity and appreciation." — Vekevia Tillman-Jones
"Buying your first home with this strategy is like investing with training wheels." — Vekevia Tillman-JonesConnect with Real Life Planning:
About the Real Life Planning Podcast
Hosts Cynthia Meyer and Vekevia Tillman-Jones explore practical steps for real estate investors to build financial freedom and make working for someone else optional.
If you like this video podcast, consider joining Real Life Planning’s Question of the Week where our CERTIFIED FINANCIAL PLANNERs™ and rental property business owners answer the most common questions about real estate financial planning direct to your inbox.
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